Privacy Policy

1. Information We Collect

We collect personal information that you voluntarily provide when interacting with our website, tools, or services. This may include:

• Your name, email address, phone number, and mailing address  

• Financial information submitted for service evaluations  

• Inquiry form responses and any documents you choose to upload  

• Technical data such as IP address, browser type, device identifiers, referring URLs, and pages visited  

• Information collected through cookies, analytics scripts, and other tracking technologies  

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We only collect information that is reasonably necessary to operate, maintain, and improve our services.

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2. How We Use Your Information

We use the information we gather to:

• Provide our services, including retirement planning, income strategy evaluations, and communication with you  

• Improve the performance, usability, and overall experience of our site  

• Personalize content and recommendations  

• Analyze website activity for security, optimization, and operational improvements  

• Respond to customer support requests  

• Maintain compliance with legal and regulatory requirements  

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Your information helps us continuously improve our digital tools and provide clarity regarding long‑term financial sustainability.

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3. Data Sharing and Disclosure

We do not sell or rent your personal information.  

We may share data only in the following circumstances:

• With trusted third‑party vendors who provide hosting, analytics, communication tools, or business support functions  

• When legally required, such as responding to subpoenas, court orders, or government requests  

• To protect the rights, property, and safety of Retirement Income Visions Inc, our users, or the public  

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Any service provider receiving data is obligated to protect it and use it only for its intended purpose.

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4. Cookies and Tracking Technologies

Our website may use cookies, beacons, pixels, and analytics tools (such as Google Analytics or similar services) to:

• Track website traffic and engagement  

• Remember user preferences  

• Improve speed, usability, and personalization  

• Monitor marketing performance  

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You may modify your browser settings to block cookies, though certain site features may not function properly without them.

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5. Data Security

We implement industry‑standard safeguards to protect personal information against unauthorized access, alteration, loss, or misuse. These include:

• Encrypted data transmission (HTTPS)  

• Secure servers and firewalls  

• Access‑control practices for personnel  

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While we follow best practices, no online system can guarantee full security. Users should take precautions when transmitting sensitive information online.

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6. Your Rights

You have the right to:

• Request access to the personal information we hold about you  

• Request corrections or updates  

• Request deletion of your data, subject to legal or compliance limitations  

• Opt out of marketing communications  

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To exercise these rights, contact us at: info@retirementincomevisions.com.

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7. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If such data is discovered, we will remove it promptly.

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8. Data Retention

We retain personal information only as long as necessary to fulfill the purposes outlined in this policy or to meet legal obligations. When data is no longer required, it is securely deleted or anonymized.

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9. External Links

Our website may contain links to third‑party sites. We are not responsible for the privacy practices, content, or security of those websites. Users should review the privacy policies of any external websites they visit.

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10. Updates to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated revision date. Continued use of our services constitutes acceptance of any modifications.

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11. Contact Us

For any questions or concerns about this Privacy Policy, please contact us:

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Retirement Income Visions Inc

Email: info@retirementincomevisions.com  

Phone: (855) 593‑5846  

Address: 1901 Caldwell Blvd, Nampa, ID 83651, United States